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 Jake and Jackie Learn about Basic Banking

Jake and Jackie Learn about Basic Banking
Reading Level
     edHelper's suggested reading level:   grades 3 to 4
     Flesch-Kincaid grade level:   4.32

Vocabulary
     challenging words:    debt-in, printout, recipient, vinyl, checkbook, debit, chuckle, various, register, listing, unexpected, especially, totally, outlet, deposit, doing

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Jake and Jackie Learn about Basic Banking
By Beth Beutler 		  
1     Jake and Jackie were bored. They were over Jake's house and just when they'd hoped to go outside, a rain storm started. So, they wandered into Jake's mom's home office.
 
2     "What are you doing, Mom?" Jake asked.
 
3     "I'm balancing the checkbook."
 
4     Jackie looked at Jake's mom quizzically. "What does that mean?"
 
5     "Well, I am making sure that my records match what the bank says I have in our account."
 
6     "Do you have to do that a lot?"
 
7     "I do it once a month, when the printout comes in the mail."
 
8     "I've never understood how checking accounts work," Jackie replied.
 
9     "Would you like to learn?" Jake's mom asked.
 
10     Jackie looked at Jake. There was nothing else to do. So she shrugged and said, "Why not?"
 
11     Jake's mom smiled. "Many people have what is called a checking account. What that means is that they put money into a bank, or deposit it, into a listing under their name. As they put money in, they can take it back out in cash, write a check, or use a debit card. A check is simply a piece of paper. When a person writes it out for an amount of money, and signs it, they are making a promise that when the recipient takes that paper to the bank, he or she can receive money in exchange."

Paragraphs 12 to 28:
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