"Oh, my," moaned Tim, "I don't know what to do. Will someone please help me decide what to do?"
"What's the matter, Tim?" asked Wendy. "Do you have a problem?"
"Yes, I do," answered Tim. "I have a big problem. My grandfather sent me $10 for my birthday. He said I could spend it any way I wanted to."
"I got $10, too," said Tess. "It was my birthday, too."
"That's part of the problem," sighed Tim. "You put your money in the bank. You didn't spend it. You are saving it."
"That's right," said Tess. "I want to save my money. When I have saved enough, I will be able to buy a new bicycle."
"That sounds like a good idea to me," said Wendy. "Why is that a problem for you, Tim?"
"I want to spend my money. They are having a special sale on comic books at Atomix Comix. James owns the store. He says that some of these comics could be worth a lot of money some day."
"I think I'm beginning to see your problem," said Wendy. "You can put your money in the bank and add to it. Or you can invest your money in comic books and hope that you can sell them for a profit later on."Paragraphs 10 to 17:
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