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Pay Yourself First

Pay Yourself First
Reading Level
     edHelper's suggested reading level:   high interest, readability grades 3 to 5
     Flesch-Kincaid grade level:   2.53

Vocabulary
     challenging words:    budget, monthly, account, payment, apartment, amount, income, news, remind, barely, instead, toward, hardly, enough, reach, statement

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Pay Yourself First
By Patti Hutchison 		  
1     John looked at all the bills he had to pay. He looked at his bank statement. His savings account balance was pitiful. He groaned, "I'll never be able to buy a house. I can hardly pay my bills every month."
 
2     "You have to pay yourself first," John's friend Cindy told him.
 
3     "What does that mean?" John asked.
 
4     "It means you have to have a savings plan. If you want to buy a house, you have to save for a down payment. A savings plan should be part of your monthly budget," Cindy said.
 
5     "My budget barely pays my bills," John said. "I don't know how I'd ever be able to save money, too."

Paragraphs 6 to 13:
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