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 Investing Your Money

Investing Your Money
Reading Level
     edHelper's suggested reading level:   high interest, readability grades 5 to 7
     Flesch-Kincaid grade level:   5.32

Vocabulary
     challenging words:    banking, minimum, investment, purchase, withdraw, gain, mutual, banks, rate, percentage, account, government, invest, however, early, employer

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Investing Your Money
By Patti Hutchison 		  
1     Are you thinking about making a big purchase? Maybe you want to buy a house or a boat. Maybe you've already started thinking about when you retire from working. It never hurts to start planning early. The key is to invest your money. Investing means putting money away for the long term.
 
2     There are three ways investing is different from just saving money. First, when you invest money, it is not as easy to get to. When you have a savings account, you can just go to the bank and withdraw it any time. If you withdraw from an investment, you might have to pay penalties. At any rate, it will take you awhile to get your money from an investment. It is safely tucked away.
 
3     The second thing that is different about investing is that you are usually paid a better interest rate. Savings accounts pay a low rate of interest, usually around one to three percent. Investments can pay as much as a five to fifteen percent rate of return.

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