1 Kate caught Josh before he left the bank. He had just deposited a check into his new checking account. He also got some cash back from it. The teller noticed that he hadn't endorsed the check. Kate was teaching him how to use his new account.
2 "Josh!" Kate exclaimed, "come back here a minute." Josh stopped and turned around. He walked back to where Kate was standing in front of the teller. "I'm glad I caught you," Kate said. "You need to endorse the check you just deposited."
3 "What does endorse mean?" Josh asked.
4 "When you endorse a check, you sign it on the back. This gives the bank permission to give you cash for the check. It proves that you are the person the check is payable to. We will give you money from our bank. Then we are paid back when we send the check to the bank of the person who wrote the check. That bank takes the money out of that person's account."
5 "It's another safety measure. When you endorse a check, the teller will match your signature to the card you signed when you opened your account. That way, no one else can cash checks made out to you."
Paragraphs 6 to 13:
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