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How Does a Checking Account Work?



How Does a Checking Account Work?
Reading Level
     edHelper's suggested reading level:   high interest, readability grades 3 to 5
     Flesch-Kincaid grade level:   3.58

Vocabulary
     challenging words:    insufficient, swipe, convenient, automatic, paycheck, debit, withdrawal, identification, wallet, withdraw, costs, overdraft, deposit, account, several, order


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How Does a Checking Account Work?
By Patti Hutchsion
  

1     You know that it is not safe to keep a lot of money lying around. It is also not safe to carry large amounts of money in your wallet. So what should you do with it? A smart thing to do is to open a checking account. But just how does a checking account work?
 
2     You can open a checking account at a bank. It's easy to do. You deposit money into your account. Then you can take it out again whenever you need to.
 
3     The money you put into your account is called a deposit. The bank will give you a special slip of paper to fill out when you make a deposit. You can put in cash. You can also put in checks from other people, like your paycheck or a check from your mom for your birthday. Once the money is in your account, you can spend it to pay bills, to buy groceries, or for other things you need.

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